Ho! Ho! Ho!

With the jingle of the holidays and the warmth of family and friends, it's amazingly that magical time of year again...

What a tremendous 2009 we have had. We've seen so much change and so much resilience in the world around us and even within the world a little more personal to us. December is the time of year not only to sip eggnog and pull out your holiday best, but also it's the very last month to wrap up (pun intended) all of those things you wished you had done this year. You have ONE month left to make the kind gesture, write the cards, find the old friend, be more present, resolve to live the life you desire... and the life you've earned.

My holiday wish is that you will each make time for yourselves and for those most dear to you to enjoy the holidays and remember about what they are truly intended to be. Laugh, enjoy company over material things, extend yourselves for one another and enjoy the true gifts of the season: Faith, Love, Peace, Hope and Joy...

So, use this December to indulge in the riches of the holidays, tie up your loose ends and set your resolutions for 2010 because, you're here, you're wonderful, you're enjoying your hard earned retirement and the 10's are going to be FABULOUS.

Merry Christmas and a most blessed holiday season to all of you and your families from all of us and our family, 

'Til next year,

Ayesha